Does Alaska Have a State-run Exchange?

No, but you can visit the federal health exchange, or compare rates from one of the insurance companies listed below.


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Alaska Health Insurance Exchange

After the Affordable Care Act was implemented in 2010 by President Obama, the Governor of Alaska stated that Alaska he won't fund the health insurance exchange. Most states are opposed to this part of the Affordable Care Act. However over half of the citizens still don't understand what the Health Insurance Exchange is or what is will do for them.

Alaska

Alaskan Governor Sean Parnell stated...

“Federally Mandated programs should be paid for by federal dollars.”

With the requirement that all state health insurance exchanges are required to be implemented by 2014 the state of Alaska has started to use a Federally-Facilitated Health Insurance Exchange. There are several states that still disagree with the ACA and the requirements for the Health Insurance Exchanges, however they are participating by either implementing:

Alaska Exchange Info Graphic
  • State run exchanges
  • Partnering with the Federal government for their health insurance exchanges
  • Using a federally-facilitated exchange

There are several requirements that each state must follow when implementing their health insurance exchange. Below are a few key points to ensure that consumers not only understand what their insurance policy is offering, but can also compare cost, and help with purchasing their health insurance plan.

Key Points

  • Display standard policies in a way that consumers can easily understand
  • Set up toll free line- This helps with questions, and to allow consumers to get help when needed
  • Navigator Program- The Navigator Program allows the consumers to understand, and purchase health insurance.
  • Make sure certified health plans are in compliance with standards and requirements
  • Networking- Setting up databases to check eligibility of consumers for health care plans like Medicaid, and other federally funded programs.

Overall Quality Health Insurance

The overall goal of the exchanges are to help consumers get the best affordable and quality health insurance plans they can. It also will help ensure that the consumers understand their plans benefits and can compare each plan reasonably.