Does Michigan Have a State-run Exchange?

No, but you can visit the federal health exchange, or compare rates from one of the insurance companies listed below.

Bookmark This Site:

reddit! linkREDDIT!  |  Twitter Link TWITTER

facebook link FACEBOOK   |   stumbleupone link STUMBLEUPON

Michigan Health Exchange

While Michigan Governor Rick Snyder supported the state-based platform for the Health Insurance Exchange he had to announce that they would be using the state-federal partnership when the exchange opened. The state realized that a state-based marketplace would not be feasible before the deadline in 2014.


The Department of Insurance and Financial Services or the (DIFS) determined the state would handle the plan enrollment inside the marketplace and the ones outside of the marketplace as well, while the state would handle plan management for the exchange. Michigan consumers needed to go to the federal website to enroll online.

Director Ann Flood’s Response

“We actually do not have any confirmation of anyone (in Michigan) signing up on the exchange.”

Michigan Exchange Info Graphic

Despite the unknown merely two weeks after the exchange opened Oct. 1st they are still optimistic of the system working and fully functional by Jan. 2014.

Requirements of Michigan’s Exchange System

  • Online Calculator. The online calculator allows the consumers to calculate the cost of their plans before signing up, find out if they are eligible for tax credits or even subsidies. The calculator offers quick and efficient ways to find an affordable plan.
  • Network Databases. It is required that each state be connected to the network database to help them determine if the consumers are eligible for other federal health insurances including Medicaid or Medicare.
  • Toll Free Line. Toll free lines assist the consumers with questions they may have regarding their plan options, or even website questions.
  • Presentation of Benefits. The presentation of benefits should be set up in a way that consumers can understand all plans available to them.

While Michigan is still struggling with their exchange, the state expects better coverage for its 750,000 uninsured consumers in 2014.