Does Minnesota Have a State-run Exchange?

Yes, the exchange is known as MNSure


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Minnesota Insurance Exchange

The state of Minnesota decided to go with a state-based marketplace and was approved for it in December 2012. Governor Mark Dayton assigned six board members, including Chair Brian Beutner and Vice Chairman, Pete Benner. In September 2013 the marketplace got five insurers who offered over 141 plans for their consumers. There were several departments, including:

Minnesota
  • Dental & Vision Benefits
  • Risk adjustment, Reinsurance, and Risk corridors
  • Consumer Assistance, and Outreach
  • Navigators, In-Person Assistance, and certified application counselors

The state of Minnesota created an additional assistance program called: “In-person assistance program,” which would help their consumers with additional assistance in their marketplace. They were offered an additional $750,000 to help create this program assisting in outreach and infrastructure.

The Robert Wood Johnson Foundation also assisted the state of Minnesota through the State Health Reform Assistance Network. This foundation assists with things like:

Minnesota Exchange Info Graphic
  • Setting Up exchanges
  • Expanding Medicaid to newly eligible populations
  • Streamlining eligibility & enrollment systems

The Minnesota marketplace opened October 2013 and, like many other states, struggled with glitches to the web portal. And despite all the strain in the first weeks of operations the state still has positive hopes for their marketplace in the future. They feel that they will be ready to go on the first of January 214.

Key Requirements of Each Marketplace

  • Presentation of Benefits. It is clear that the presentation of health insurance plans should be clear, concise and easy for consumers to review. It is determined that each state must post understandable policies for consumers.
  • Toll Free Line. In addition to the understanding of benefits it is required that the exchanges provide a toll free line that consumers can call to help them with any questions, or help with website problems they experience.
  • Navigator Program. The navigator program is designed to assist consumers with understanding each plan, comparing plans, choosing the right policy, and signing up for plans on the spot.