Does Montana Have a State-run Exchange?

No, but you can visit the federal health exchange, or compare rates from one of the insurance companies listed below.

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Montana Health Exchange

In December of 2012, Montana’s elected State Auditor, Monica Lindeen, confirmed the rumors that the federal government would operate Montana’s health insurance exchange.  This is the result of Montana’s legislature failing to authorize a state-run exchange and the result of Montana’s government passing a bill in 2011 to prohibit the creation of an insurance exchange in Montana. State Auditor Lindeen and state governor, Brian Schweitzer were not able to generate enough legislative or public support for a state-run Montana health exchange.


What does this mean for Montana residents?

Under the federal health exchange model, the state will still maintain control of managing the functionality of the Montana health exchange. This is something that Montana does plan to do.The State Auditor’s office will regulate the plan management of the exchange.

In Montana, three organizations have received federal grants to serve as navigators and assist Montana residents with the insurance enrollment process. These organizations include the Montana Health Network, Planned Parenthood and Montana Primary Care Association. Montana residents can contact these organizations to have any questions answered. These organizations can also help residents with the enrollment process. This can be especially helpful for the 18 percent of the population that do not currently have health insurance, according to Kaiser’s

Montana Exchange Info Graphic

Available Insurance Providers

Montana residents will be able to choose from three different health insurance carriers that will operate within the Montana exchange. These insurance companies include Blue Cross Blue Shield of Montana, PacificSource and Montana Health Co-Op. These carriers will all offer plans for the residents of Montana to meet the regulations set forth by the Affordable Care Act of 2010.