Does Pennsylvania Have a State-run Exchange?

No, but you can visit the federal health exchange, or compare rates from one of the insurance companies listed below.

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Pennsylvania Health Exchange

The state of Pennsylvania has opted for a federal health insurance exchange opposed to running a state-run health insurance marketplace. The reason for this? Pennsylvania governor, Tom Corbett, has indicated that the United States Department of Health and Human Services has provided states with very little information on how to successfully start, run and operate a state-run program. As a result, Pennsylvania is taking the responsible route. Governor Corbett believes allowing the government to run the program is the best option in helping to insure all of the state’s uninsured residents.


Choices at a Lower Rate

Pennsylvania residents, without insurance, will be very excited to know that they have a wide-variety of health insurance options to choose from. To add to the excitement of choices, Pennsylvania health exchange rates are also lower than the national average.

In Pennsylvania,  9 different insurance carriers are participating in the health insurance marketplace. These 9 different carriers will be offering 126 different individual insurance plans for individuals to choose from. However, it is important to note that availability of insurance plans depends on region of the state. Not all plans will be available in all areas of Pennsylvania.

Pennsylvania Exchange Info Graphic

The following insurance carriers are signed up and providing Pennsylvania residents with options: Aetna, Capital BlueCross, Blue Cross of Northeastern Pennsylvania, Geisinger Health System, HealthAmerica PA (subsidiary of Coventry), Highmark Health Services, Independence Blue Cross, Keystone Health Plan and QCC Insurance Company (subsidiaries of Independence Blue Cross) and University of Pittsburgh Medical Center Health Plan (also known as the UPMC Health Plan).

With rates of individuals uninsured in Pennsylvania, the health exchange program is expected to benefit many. Nearly 1.3 million individuals under the age of 65 are without health insurance in Pennsylvania. Additionally, more than 900,000 individuals will be eligible for tax credits to help them pay for insurance obtained through the healthcare exchange program.