Does Texas Have a State-run Exchange?

No, but you can visit the federal health exchange, or compare rates from one of the insurance companies listed below.

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Texas Health Exchange

Governor of Texas, Rick Perry, informed the federal government that Texas would not be running a state run health exchange marketplace. Like many other states, Perry (who also opposed the Affordable Care Act) indicated the health exchange system in Texas would be a federally-run system. The Deparment of Health and Human Services will be running the Texas health insurance exchange. Texas will not be expanding their Medicaid coverage.


Less than the National Average

Insurance coverage provided to Texans under the Affordable Care Act will cost less than the national average. By taking the lowest available health insurance plan, Texas residents can expect to pay $40 less per month than the national average.

Twelve health insurance companies in Texas have opted to participate in the health insurance exchange marketplace. A total of 96 different plans will be offered in the Texas exchange. With so many insurance carriers participating in the Texas health exchange, residents will have a wide-variety of options. Competition amongst these 12 insurance carriers are helping to keep insurance rates well below the national average. Several big name health insurance companies are participating in the health exchange in Texas. These insurance companies include Aetna, Cigna, Blue Cross Blue Shield of Texas and Humana.

Texas Exchange Info Graphic

With one quarter (25 percent) of Texans uninsured, health care reform could not have come at a better time for Texas residents. Texas currently has the highest rate of uninsured individuals in the nation. With the Affordable Care Act, Texas is hoping to drastically cut the number of uninsured residents in the state.

Help will be available for Texans with questions regarding the new Texas State Health Exchange. Help will also be available throughout the enrollment process.