Does West Virginia Have a State-run Exchange?

No, but you can visit the federal health exchange, or compare rates from one of the insurance companies listed below.


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West Virginia Health Exchange

With 14 percent of the population (or 260,000 individuals) without health insurance, the West Virginia Healthcare Exchange has had the highest number of visitors since it’s launch on October 1, 2013. However, the large number of individuals caused the site to become bogged down with traffic. This made for a slow and frustrating process for many West Virginia consumers.

West Virginia

Plans Can Change

The initial plan, West Virginia had all intentions on running the West Virginia Healthcare Exchange. The plans for the West Virginia Health Insurance Marketplace were approved in March of 2013. However when Governor Earl Ray Tomblin realized the cost of operating the marketplace were extremely high, West VIrginia opted for a federally run program. Costs of a state-run program are especially high when you consider the costs of the technology needed to support enrollment.

WIth a partnership with the federal government, West Virginia will regulate the companies that will be providing health insurance policies to the uninsured under the exchange. West Virginia will also oversee a program known as the In-Person Assiter program. This program is responsible for providing assistance to West VIrginia residents as they navigate the enrollment process.

West Virginia Exchange Info Graphic

With the West Virginia Health Exchange in full swing, West VIrginia is confident they will be enrolling a large number of the uninsured in 2013 and 2014. Under the health exchange marketplace, West Virginia residents will have the option of selecting from a number of insurance plans. Plans come at a number of different price points to meet the needs of all West Virginia residents.Subsidies may be available for individuals to help pay for the costs of newly acquired health insurance.

Sources

http://www.zanebenefits.com/blog/bid/319073/West-Virginia-Health-Insurance-Exchange-Update-Health-Plan-Rates
http://kff.org/health-reform/state-profile/state-exchange-profiles-west-virginia/
http://wvmetronews.com/2013/10/10/insurance-exchange-glitches-getting-the-fix/